A buyer has 3 methods of obtaining funds from an annuity:

A. Partial Withdrawal: Subject to contract fees and charges;
B. Complete Withdrawal: Subject to contract fees and charges;
C. Periodic Payments: (Normally for life) upon annuitization of the contract, which usually occurs at retirement.

Tax-Deferred Annuties
The Value of Tax Deferral
Withdrawals Before Annuitization
Withdrawals After Annuitization

Variable Annuities
Fixed Annuity
Index Annuity

This document was last modified on July 15, 1999

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