Guaranteed vs. Promises

For most annuity policies there are contractual guarantees. However, if these annuities only perform as guaranteed, they will generally be poor investments. For this reason, annuity consumers should look beyond the guarantees and try to determine what is the likely performance for the various annuities. Consumers may want to discuss historical interest payments of different companies with their insurance broker.

Fees
Interest Rates
Carrier's Financial Strength
Fixed vs. Variable

This document was last modified on July 15, 1999

Copyright ©1999, The Jacobs Company, All Rights Reserved