The Jacobs Company
Options Available with Disability Insurance
Unless you have residual disability on your policy, you may have to be fully disabled to collect any benefits. Adding residual to your policy allows you to collect partial benefits if you are partially disabled. For example, if you have residual and your income drops 70% (as a result of your disability), you would be able to receive 70% of your disability benefit. Our consultants strongly recommend that you buy disability insurance with this provision.
This document was last modified on July 26, 1999
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