Integration

Integration is a term that usually is associated with Long Term Disability Insurance (LTD). Under the integration formula, a person's LTD benefit is usually reduced by any Social Security, State disability, or earned income that the insured receives.

Benefit Period
Lifetime
Own Occupation (own occ)
Income Replacement
Step Rated Policies
Accidental Benefits

This document was last modified on July 26, 1999

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