PPO plans usually offer a large list of doctors and hospitals from which you must select in order to receive maximum benefit. These plans typically have a deductible and co-insurance like the indemnity plan. Doctors, hospitals and other medical providers generally agree to charge reduced fees in order to participate in these PPO plans. Because of this reduced fee, these plans tend to be less expensive than indemnity plans.

This document was last modified on July 27, 1999 by LMLeber

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